Terms of Use — Investment Doctrina

By Ethan TompsonUpdated July 27, 2023.

Acceptance of the Agreement

These Terms of Use (Terms of Use) represent a legally binding agreement between You (the user,” you,” your) and InvestmentDoctrina.com (Investment Doctrina,” “Investment Doctrina.com,”  the website,” the “company,” “we,” us,” our).

By visiting InvestmentDoctrina.com and using the website, you agree that you have carefully read our Terms of Use, Privacy Policy  (as applicable), and Cookie Policy (collectively, the “Agreement), understand and consent to be bound by all the terms and conditions of the Agreement.

These Terms of Use set forth your rights and obligations of using any version of InvestmentDoctrina.com. You fully understand that you are responsible for any action that may lead to a breach of these Terms of Use. If you do not agree with all terms, entries, and rules described within these Terms of Use, you are prohibited from using InvestmentDoctrina.com.

Eligibility Requirements

By visiting InvestmentDoctrina.com and using the website, you warrant that you have sufficient legal capacity to enter the Agreement. If you lack legal capacity to enter the Agreement (if you are a minor, for instance), you are prohibited from using the website. If you are not at least 18 years old, you are prohibited from using the website in any manner or submitting any information to the company.

Copyright Notice

The website and its content, including, but not limited to text, images, videos, displays, audio, color schemes, software, pieces of code, website designs, databases, and website functionality features are owned and controlled by the company and its content licensors and protected by copyright, trademark, and intellectual property laws of the United States, international copyright laws, and international conventions.

Except as specifically provided in these Terms of Use, no part of the website or its entire content can be reproduced, copied, collected, uploaded, published, translated, publicly displayed, transmitted, distributed, licensed, sold, or otherwise misused or exploited for any commercial purpose without prior written permission from the company.

Permission for Use

Users are granted a limited, non-exclusive, and non-transferable right to access and use the content on InvestmentDoctrina.com for personal, non-commercial purposes. Any use beyond this scope requires prior written permission from the company.

Scope of the Service

Investment Doctrina provides users with comprehensive information, including but not limited to articles, product reviews, news, press releases, comparison tables, how-to guides, market research, market overview, data compilations, documentation, images, videos, displays, audios, links, buttons, infographics, graphs, and other content related to products and services our audiences are interested in (collectively, the “content” and should be, together with the website, referred to as “service(s)”).

We may provide you with information about products and services owned and operated by third parties (Third-party services). Investment Doctrina provides you with information we believe is relevant.

Financial Disclaimer

The website and its content are developed solely by the company. We use our internal methodology to create our content and provide our services. Investment Doctrina website and its content are intended for information purposes only.

Our content and services should not be interpreted as financial advice. No part of our website, services, or content should be treated as any type of financial consultation. It is your sole responsibility to determine whether the information provided on the website applies to your situation.

Use of the Website and Services

By using the website, you warrant that you will use the website for information purposes only and to the extent defined by these Terms of Use. You will not use the website in a manner that will negatively impact it or disrupt its functionality. 

The company reserves the right to investigate any breach or alleged breach of these Terms of Use and report the breach to legal authorities. We reserve the right to limit your use of the website if your actions lead to the breach of these Terms of Use. 

We also reserve the right to terminate your use of this website for a specific reason or no reason, at our sole discretion, at any time, without notice.

Prohibited Activities

By visiting and using the InvestmentDoctrina.com website, you agree not to do the following activities:

  • Access or use the website for illegal purposes.

  • Violate the law of the United States, international law, and the law of your state of residence by accessing or using the website.

  • Access or use the website for any purpose other than we make this website available.

  • Harm Investment Doctrina in any way.

  • Use the website and information obtained from the website to mislead or harm people.

  • Upload or transmit (or attempt to transmit) malicious code or viruses, use other materials or services to disrupt the functionality of the website, or gain unauthorized access to the website, its systems, and networks, including but not limited to its content, code, databases, passwords, plugins, and other systems and services related to the website and the company.

  • Upload, transmit, or attempt to upload or transmit any file or piece of code that acts as a data collection or transmission mechanism, including but not limited to a passive collection mechanism, spyware, and other types of illegal software.

  • Use automated systems to interact with the website (the use of robots, scripts, or other data-gathering tools).

  • Sublicense, sell, resell, rent, lease, transfer, assign any right, copy, share, broadcast any portion of the website and its services to any third party, or otherwise commercially exploit the website and its services. 

  • Claim or assert any proprietary rights to the website and its service.

  • Use the company’s name, logo, or trademark without our official written permission.

  • Obscure, alter, delete, or attempt to obscure, alter, or delete any proprietary notices on the website or within its content.

  • Access, extract, collect or attempt to access, extract, or collect data of other users on the website.

  • Use a buying agent or any third party other than you to purchase products or services on the InvestmentDoctrina.com website.

ANY INTERACTION WITH THE WEBSITE NOT SPECIFICALLY PERMITTED UNDER THESE TERMS OF USE IS STRICTLY PROHIBITED. 

DISCLAIMER OF WARRANTIES

  • THE COMPANY, ITS AFFILIATES, CO-MARKETERS, SUBCONTRACTORS, DISTRIBUTORS, AGENTS, SUPPLIERS, AND EMPLOYEES MAKE NO REPRESENTATIONS AND EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND UNLESS STATED OTHERWISE WITHIN THE AGREEMENT, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, SATISFACTORY TITLE, AND ALSO INCLUDING WARRANTIES THAT ARE STATUTORY OR BY USAGE OF TRADE.

  • THE WEBSITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. THE COMPANY MAKES NO WARRANTY THAT ITS SERVICE(S) WILL MEET ANY EXPECTATIONS, THAT THE SERVICE(S) WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. THE COMPANY DOES NOT WARRANT, NOR MAKE ANY REPRESENTATIONS REGARDING THE USE, OR RESULTS OF, ANY OF THE SERVICES WE PROVIDE, IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

  • THE DISCLAIMED WARRANTIES EXTEND TO ALL ASPECTS OF THE WEBSITE AND ITS SERVICES, INCLUDING BUT NOT LIMITED TO THE ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, SECURITY, AND PERFORMANCE OF THE SERVICES PROVIDED. NO WARRANTY IS MADE REGARDING THE CORRECTION OF DEFECTS OR ERRORS IN THE SERVICES.

  • USERS EXPRESSLY ACKNOWLEDGE AND AGREE THAT THEY USE THE WEBSITE AND ITS SERVICES AT THEIR OWN RISK AND DISCRETION. THE COMPANY SHALL NOT BE HELD RESPONSIBLE FOR ANY RELIANCE PLACED ON THE INFORMATION PROVIDED ON THE WEBSITE, AND USERS ARE ENCOURAGED TO VERIFY CRITICAL INFORMATION INDEPENDENTLY.

LIMITATION OF LIABILITY

  • IN NO EVENT SHALL THE COMPANY BE LIABLE TO THE USER, WHETHER IN CONTRACT OR IN TORT OR UNDER ANY OTHER LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, STRICT LIABILITY, AND NEGLIGENCE) FOR LOST PROFITS OR REVENUES, LOSS OR INTERRUPTION OF USE, LOST OR DAMAGED DATA, REPORTS, DOCUMENTATION OR SECURITY, OR SIMILAR ECONOMIC LOSS, OR FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR SIMILAR DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE PERFORMANCE OR NON-PERFORMANCE OF THIS AGREEMENT. 

  • THE COMPANY DOES NOT GUARANTEE THAT DATA SUBMITTED THROUGH THE INTERNET WILL BE SECURE FROM UNAUTHORIZED ACCESS OR WILL BE FREE OF MALICIOUS CODE, ERRORS, OR OMISSIONS DUE TO THE INTERNET TRANSMISSION.

  • NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US.

  • THIS LIMITATION OF LIABILITY APPLIES TO ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER ARISING FROM THE USE OF OR INABILITY TO USE THE WEBSITE OR ITS SERVICES. THE USER EXPRESSLY ACKNOWLEDGES AND AGREES THAT THE USE OF THE WEBSITE AND ITS SERVICES IS AT THEIR SOLE RISK.

  • NO ACTION, REGARDLESS OF FORM, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT MAY BE BROUGHT BY THE USER MORE THAN ONE (1) YEAR AFTER THE FIRST TO OCCUR OF THE TERMINATION OR EXPIRATION OF THIS AGREEMENT OR THE EVENT GIVING RISE TO SUCH CAUSE OF ACTION. THE ONE-YEAR LIMITATION PERIOD SHALL COMMENCE UPON THE USER’S DISCOVERY OF THE CLAIM OR CAUSE OF ACTION OR WHEN SUCH CLAIM OR CAUSE OF ACTION SHOULD HAVE BEEN DISCOVERED THROUGH THE EXERCISE OF REASONABLE DILIGENCE.

Indemnification

You agree to indemnify and hold the company, its successors, subsidiaries, affiliates, suppliers, licensors, and partners, related companies, and the officers, directors, employees, agents, and representatives of each of them harmless from and against any and all claims, demands, actions, suits, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the website or violation of these terms of use.

At your expense, the company reserves the right to assume exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. you agree not to address any matter without our prior written consent.

We will take reasonable efforts to notify you about any such claims, actions, or proceedings upon becoming aware of them. however, your obligation to indemnify shall not be contingent upon our actual notice of the claim, and failure to notify you shall not relieve you of your indemnification obligations unless such failure prejudices your ability to defend the claim.

Miscellaneous

  • These Terms of Use operate to the fullest extent permissible by law.

  • These Terms of Use as well as other policies published and mentioned on this website constitute a fully enforceable agreement between you and the company.

  • In case of our inability to exercise any right or provision of these Terms of Use, this inability shall not be considered a waiver of such right or provision.

  • If any provision of these Terms of Use is determined to be unenforceable, void, invalid, or unlawful, then these Terms of Use remain fully enforceable. Any provision deemed unenforceable, void, invalid, or unlawful will be reformed to reflect the intent of the company to the greatest extent permissible by law.

  • Except otherwise noted in these Terms of Use, these Terms of Use constitute the entire agreement between you and the company and supersede all prior agreements, rules, claims, and representations, written or oral, regarding the website, its content, its services, and the company.

  • All information communicated on the website is considered an electronic communication. By communicating with us on the website and other forms of electronic media, such as email, you communicate with us electronically. You agree that we may communicate with you electronically and that all agreements, claims, and disclosures communicated to you by us electronically, have full force and effect, and are equivalent to written communication signed by parties.
  • In no event shall the company be liable for any inability or failure to comply with these Terms of Use if such inability or failure arises from external factors out of the company’s control.

Modifications to the Website and the Terms of Use

We reserve the exclusive right to update, modify, amend, or remove any content or service(s), including these Terms of Use, presented on the website at our sole discretion without notice. We have no obligation to update our content and service(s) or other information published on our website. We also reserve the right to delete or discontinue any part of the website or service(s) at our sole discretion without notice. 

You agree that we have no liability whatsoever for your inconvenience, loss, and damage that occurs by your inability to access our website for any reason, including but not limited to downtime or discontinuation of the website.

The website may contain errors, including but not limited to, typographic errors, inaccuracies, and omissions, including but not limited to, descriptions, pricing details, company information, and other information. We reserve the right to correct any of these errors, inaccuracies, and omissions, at our sole discretion without notice. 

Nothing in this Agreement shall obligate us to maintain and support the website or introduce any corrections to any part of the website, including but not limited to its content and services.